Travel Insurance
Why you need it!
Why is Travel insurance so important?
Travel insurance addresses the gaps in health insurance coverage for travellers outside their home county and protects them from substantial losses that may result from any unforeseen circumstances such as lost baggage, medical emergencies, supplier defaults, cancelled trips, etc.
Why is Travel insurance so important?
Travel Insurance is one of the most important investments that a traveller can make when they decide to travel. Travel Insurance assumes particular importance while travelling abroad simply because of the number of risks that it covers. Typically, a Travel Insurance policy covers medical risks, travel risks, and also flight disruptions. If you’re wondering why Travel Insurance is necessary, this checklist provides a few insights.
Here are 4 reasons why Travel Insurance is important and why you need it for your travel:
It covers against medical emergencies:
Any Travel Insurance policy covers the cost of medical treatment up to a particular limit. These policies do not discriminate between the types of medical emergencies. It could be any type of medical or accident treatment and the insurance company will reimburse costs up to a particular limit to the mentioned limit. Insurance companies even have a list of network hospitals where you can avail treatment.
It covers against risks of travel:
Travel Insurance covers risks during travel such as loss of passport and personal belonging cover, loss of checked in baggage etc. Having these risks covered ensures an additional layer of protection against financial loss. In case your flight is cancelled for any reason (as per coverage terms & conditions), having Travel Insurance will give you compensation up to a particular limit. Without Travel Insurance, these costs would have been a drain on your pocket. By reimbursing such non-refundable expenses, Travel Insurance protects your finances.
Covers trip disruptions:
Trip disruptions mean any disruptions that may cause you to cancel your trip or curtail your trip due to any reason. Travel Insurance also provides coverage for bookings that are cancelled, entire trip cancellations either by you or by the tour company among others (As per the policy Terms and Conditions against each cover). Having these risks covered provides a level of compensation.
Travel Insurance companies provide assistance:
In case of any problems on your trip, insurance companies provide all types of assistance. Their guidance can help you file your claims in the correct fashion and also help you find a network hospital to get treated. As long as your insurance policy is valid, the company is obligated to help you in times of need.
Why you should use your travel agent at Go Beyond Borders Africa, to assist in getting Travel Insurance?
There are several reasons why you may want to use a travel agent to get travel insurance.
First and foremost, a travel agent can help you to find the right travel insurance policy for your specific needs and preferences. We can provide expert advice on the different types of coverage available and help you to choose a policy that offers the right level of protection for your trip.
Additionally, a travel agent can help you to compare policies from different insurance providers to find the best possible deal. This can save you time and effort, as you won’t have to spend hours researching different policies on your own.
Finally, if you have any questions or issues with your travel insurance, a travel agent can provide assistance and support to help you resolve them.
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